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Pro-active life planning includes health care directives and powers of attorney. These documents allow you to identify and record decisions regarding your health care and the care of your person or finances during a time when you are unable to make those decisions yourself.

As a parent one of the most frightening possibilities is not having someone to care for our children. By nominating a guardian we can be sure that we know that our children will be loved and cherished even though we are gone.

We all have wealth and more of it than we often realize. Our wealth is not determined by the dollar value of our home or the amount of money we have accumulated in our retirement accounts. Of course these are elements of our wealth, but instead of believing that the definition ends there we need to recognize that wealth is everything we have to share with others.

A trust is a document that specifies what your wishes are for yourself and your property. The benefits are extensive. A trust allows you to make decisions that meet your specific needs and the needs of the people you care about.

A will can be a simple or complex document that establishes your desires for how your property will be distributed after you die. It can allow you to transfer property to the people whom you want to receive it when you are gone.